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how to open kotak 811 account

Kotak 811 Account: Mahindra Kotak Bank is offering a zero-balance saving account which is Kotak 811 Savings Account. Open a Kotak 811 account using your smartphone in your comfort from your home. This is a 100% safe & secure bank account that provides you the ability to open an account from anywhere with just a few clicks on your smartphone.

Features of the Kotak 811 account
Open your very own Kotak 811 account today to enjoy the following features –
● Zero balance account
● Upto 4%* interest on savings account balance
● Pay your contact to transfer funds easily with the beneficiary’s mobile number
● Access to KayMall to book tickets via Goibibo and shop via Flipkart
● BillPay for mobile recharges, DTH payments, and other bills
● FASTag recharge


Kotak 811 Account

An open digital account with an Aadhar card and PAN number without submitting any offline paper means opening a paperless digital account in Kotak 811 Savings account. 100% digital banking and 180+ features are available online in this account. A free digital transaction like UPI, IMPS, and NEFT and you can also scan and pay through Kotak 811 account. The account will be a full-fledged saving account without any limitations.

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What are the benefits of Kotak 811 account?

  • Zero balance saving account no other maintenance charges
  • 100% digital and paperless process
  • 4% Interest rate per anum
  • Free virtual debit card and lifetime free credit card
  • No need to maintain a min balance
  • 24*7 account access through Internet banking

Documents Required

  • Aadhar Card (Linked with Mobile Number)
  • PAN Card
  • Mobile Number
  • Address proof and Identity proof

Eligibility Criteria

  • Minimum age 18 and 18+
  • Indian Residents are eligible to open an account

How to open Kotak 811 account?

Click on Apply Now and follow the process given below:

what are the charges for kotak 811 accountStep 01. Now enter your name, mobile number, and email id then click on the continue button.

Step 02. Now feel the PAN and Aadhar information. Agree to the terms and conditions and provide consent to authenticate your aadhar details.

Step 03. Enter OTP sent to your aadhar registered mobile number.

Step 04. Enter details like gender, date of birth, income source, marital status, and occupation(what is your work) then click on the Next button.

Step 05. Confirm the communication address which provides by your aadhar information but you can also feel the new address.

Step 06. Add nominee (you can skip this)

Step 07. Now set up 6 digit M-PIN

Step 08. Provide location access and you will be connected to a bank agent for Video KYC.

Step 09. After the video kyc is completed, your account will be opened within a few hours upon successful verification.

what are the charges for kotak 811 account

Au Bank Saving Account: Get up to 7 % Interest Rate

How to close Kotak 811 account?

If you need to close your Kotak 811 account, you can easily close this account you need to visit your nearest branch in your city. No facility is available to close kotak bank account 811 online.

Kotak 811 account FaQ’s

01. what are the charges for the kotak 811 account?

Ans. Account opening fee – Zero & Maintainance charge – Zero.

02. Is it good to open kotak 811 account?

Ans. Yes, it is RBI approved bank and safe to open a kotak 811 account.

03. is kotak 811 a zero-balance account?

Ans. Yes, Kotak 811 is a Zero balance savings account.

04. Can I open 2 kotak 811 account?

Ans. No, it is not allowed to open 2 kotak 811 accounts with the same aadhar card and pan card.

05. how to deactivate kotak 811 account?

Ans. If you want to deactivate your kotak 811 savings account visit the nearest branch of Mahindra Kotak Bank.